Fees on mutual funds and exchange-traded funds have been dropping so low that investors can now get the access and capabilities once enjoyed only by large institutions like pension funds at minimal cost.
That’s a great benefit, though the proliferation of low-cost funds can also increase risks for people who may not know how to handle them, strategists say.
Exchange-traded funds are priced all day on stock exchanges, unlike traditional mutual funds, which are priced only once daily, after the exchanges close. E.T.F.s also…
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